What is an Investment Bond

An investment bond is a single premium life insurance policy that can hold numerous investment funds in one place. The attachment of life insurance means trust planning is available. It is a long term financial commitment but has no fixed term.  It provides a way of investing in funds of different assets for example equities, bonds and property.

Investment bonds can be a very tax efficient method of investing depending on your circumstances and are often used in inheritance tax and trust planning strategies. Withdrawing up to 5% of each investment every year can provide tax efficient income.

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