We want to ensure that you fully understand how our investment service is provided to you and the terms and conditions of the service. Please ensure that you review the documents below before you take out an investment with us. Thank you.

Key Facts about our Services and Costs

Terms of Business

I have read and understand the terms and conditions

What is an ISA?

An Individual Savings Account (ISA) is a scheme that allows individuals to hold cash, shares, and unit trusts free of tax on dividends, interest, and capital gains.

There are two main types of ISA:

Cash ISA’s where all interest earned on money held in a cash Isa is tax-free.

Stocks and Shares ISA’s where almost all capital gains and income are protected from tax.

You get a fresh ISA allowance each tax year (in the 2015/16 tax year the ISA allowance was £15,240, for example).

If you still have all or part of your allowance left, we can help you to make the most of your tax-free savings.

If this does not answer your question, feel free to ask post your question here.

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