We want to ensure that you fully understand how our investment service is provided to you and the terms and conditions of the service. Please ensure that you review the documents below before you take out an investment with us. Thank you.

Key Facts about our Services and Costs

Terms of Business

I have read and understand the terms and conditions

Posts Tagged "Terminology"

What is a Discretionary Fund Manager?

A Discretionary Fund Manager is an Independent Fund Manager that runs a bespoke portfolio for individual clients.

Read More

What is a SIPP?

A Self Invested Personal Pension. This is a pension scheme that allows you to invest in a whole range of funds and other assets not just those of Insurance Company. You can also appoint a Discretionary Fund Manager to manage…

Read More

What is Investment Diversification?

Investment Diversification is basically the art of spreading your investments around over a number of different ‘platforms’, protecting you from potentially losing a significant amount of your assets value in a market downturn. The sharp decline in stock prices in recent...
Read More

What is a Pension Annuity?

An annuity is a product that converts the money you’ve saved up in your pension pot into a monthly or yearly retirement income payable for either the rest of your life or a fixed number of years. You don’t have...
Read More

What is an ISA?

An Individual Savings Account (ISA) is a scheme that allows individuals to hold cash, shares, and unit trusts free of tax on dividends, interest, and capital gains. There are two main types of ISA: Cash ISA’s where all interest earned on money...
Read More

What is a Gilt?

Gilts are Bonds that are issued by the British Government to raise money.  They are generally considered to be a low risk investment.  The term originated in Britain and referred to debt securities that had a gilt (or guilded) edge. Conventional gilts...
Read More