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Posts Tagged "Investments"

What are ethical investments?

Ethical Investment also known as sustainable, socially conscious, “green” or Socially responsible investing (SRI), is any investment strategy which seeks to consider both financial return and social good. In general, socially responsible investors encourage corporate practices that promote environmental stewardship,...
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The Great Fall of China

Well what a week we have just witnessed. Global investment markets went into a panic on Monday after China experienced its worst day of trading since 2007 with the main stock market, the Shanghai Index, falling by around 8.5% Elsewhere…

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Reviewing Retirement Goals and Pensions

This case study demonstrates the importance of reviewing your pension plans regularly. The problem: Pension had not been reviewed for a number of years The benefit: Knowing clearly how your pension pot will support you in retirement Suitable for: Everyone with personal pension…

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What is a Discretionary Fund Manager?

A Discretionary Fund Manager is an Independent Fund Manager that runs a bespoke portfolio for individual clients.

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What is an Offshore Bond?

This is a tax sheltered investment wrapper based outside of the UK, but available to UK investors. It offers certain advantages to UK investors and Trusts. The offshore bond allows greater tax efficiency as the growth on the bond ‘rolls...
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What is an Investment Bond

An investment bond is a single premium life insurance policy that can hold numerous investment funds in one place. The attachment of life insurance means trust planning is available. It is a long term financial commitment but has no fixed...
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What is Investment Diversification?

Investment Diversification is basically the art of spreading your investments around over a number of different ‘platforms’, protecting you from potentially losing a significant amount of your assets value in a market downturn. The sharp decline in stock prices in recent...
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What is an ISA?

An Individual Savings Account (ISA) is a scheme that allows individuals to hold cash, shares, and unit trusts free of tax on dividends, interest, and capital gains. There are two main types of ISA: Cash ISA’s where all interest earned on money...
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What is a Gilt?

Gilts are Bonds that are issued by the British Government to raise money.  They are generally considered to be a low risk investment.  The term originated in Britain and referred to debt securities that had a gilt (or guilded) edge. Conventional gilts...
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