Message

We want to ensure that you fully understand how our investment service is provided to you and the terms and conditions of the service. Please ensure that you review the documents below before you take out an investment with us. Thank you.

Key Facts about our Services and Costs

Terms of Business


I have read and understand the terms and conditions
CLOSE

Category Archive for "Savings & Investments"

What are ethical investments?

Ethical Investment also known as sustainable, socially conscious, “green” or Socially responsible investing (SRI), is any investment strategy which seeks to consider both financial return and social good. In general, socially responsible investors encourage corporate practices that promote environmental stewardship,...
Read More

What is a Discretionary Fund Manager?

A Discretionary Fund Manager is an Independent Fund Manager that runs a bespoke portfolio for individual clients.

Read More

What is an Offshore Bond?

This is a tax sheltered investment wrapper based outside of the UK, but available to UK investors. It offers certain advantages to UK investors and Trusts. The offshore bond allows greater tax efficiency as the growth on the bond ‘rolls...
Read More

What is an Investment Bond

An investment bond is a single premium life insurance policy that can hold numerous investment funds in one place. The attachment of life insurance means trust planning is available. It is a long term financial commitment but has no fixed...
Read More

What is Investment Diversification?

Investment Diversification is basically the art of spreading your investments around over a number of different ‘platforms’, protecting you from potentially losing a significant amount of your assets value in a market downturn. The sharp decline in stock prices in recent...
Read More

What is a Financial Wrapper?

A Wrapper is a method of structuring investment portfolios in the most tax efficient way. Commonly used wrappers in an advice process are Individual Savings Accounts (ISA) and Pension Plans although there are others that can be used based on...
Read More

What is an ISA?

An Individual Savings Account (ISA) is a scheme that allows individuals to hold cash, shares, and unit trusts free of tax on dividends, interest, and capital gains. There are two main types of ISA: Cash ISA’s where all interest earned on money...
Read More

What is a Gilt?

Gilts are Bonds that are issued by the British Government to raise money.  They are generally considered to be a low risk investment.  The term originated in Britain and referred to debt securities that had a gilt (or guilded) edge. Conventional gilts...
Read More