Archive for August, 2015
Impressed with quality of service
“Goldstone Wealth have helped me to invest over a number of years and I have been very impressed with the high quality of service they have delivered to my family and myself during that time.” Mr J Murphy
What is an Offshore Bond?
This is a tax sheltered investment wrapper based outside of the UK, but available to UK investors. It offers certain advantages to UK investors and Trusts. The offshore bond allows greater tax efficiency as the growth on the bond ‘rolls...
Read More What is an Investment Bond
An investment bond is a single premium life insurance policy that can hold numerous investment funds in one place. The attachment of life insurance means trust planning is available. It is a long term financial commitment but has no fixed...
Read More What defines a Key Person in a Business?
As the name suggest, a key person in a business is an individual whose skills, knowledge, experience and/or leadership are important to the continued financial success of the business. Some examples of the roles that key people fulfil will include (but...
Read More What is Key Person Insurance?
Key Person Protection (Profit Protection) helps safeguard a business against the financial effects of death, terminal illness, or critical illness* of a key person. The loss of a key person may have a negative impact of the profitability of the business...
Read More What is Investment Diversification?
Investment Diversification is basically the art of spreading your investments around over a number of different ‘platforms’, protecting you from potentially losing a significant amount of your assets value in a market downturn. The sharp decline in stock prices in recent...
Read More What is a General Investment Account (GIA)?
A General Investment Account (GIA) is similar to a Stocks and Share ISA in that it is a form of savings kept with a banking institution for a stated period, with the exception that it has no tax-free benefits. It is a...
Read More What is a Financial Wrapper?
A Wrapper is a method of structuring investment portfolios in the most tax efficient way. Commonly used wrappers in an advice process are Individual Savings Accounts (ISA) and Pension Plans although there are others that can be used based on...
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